Investor OS

AI investment analyst for long-term value investing.

Investor OS combines Warren Buffett and Charlie Munger's value investing principles with modern understanding of technology moats. It's your personal investment research team.

Price: $99 (one-time)

Note: This is a personal finance kit. It's not connected to the business kit ecosystem.

Quick Start

npx @aiorg/cli init investor-os ~/my-investments
cd ~/my-investments
claude
> /setup

Overview

Investor OS helps you research and analyze investments like a professional analyst. It doesn't give financial advice — it helps you think through investments systematically.

Investment Philosophy

Core Principles

1. Understand the business first — Never invest in what you don't understand
2. Seek durable competitive advantages (moats) — Companies that defend profits over decades
3. Margin of safety — Buy below intrinsic value
4. Long-term thinking — 3+ year holding period, ideally 10+ years
5. Quality over quantity — Better 10 exceptional companies than 50 mediocre ones

Moat Framework (5 Types)

What's Included

Research Commands

Valuation Commands

Portfolio Commands

Learning Commands

Investment Score (0-100)

Five dimensions, 20 points each:

Score Interpretation:

• 80-100: Strong BUY
• 60-79: BUY with caveats
• 40-59: HOLD/Monitor
• 0-39: AVOID

Insight Engine (Contrarian Investing)

For out-of-favor stocks, Investor OS applies a 6-level deep research protocol:

LEVEL 1: THE DROP        → Why EXACTLY did it fall?
LEVEL 2: THE MOAT        → Is competitive advantage INTACT?
LEVEL 3: THE GENERATION  → Do young people use this?
LEVEL 4: THE MANAGEMENT  → Are they competent and honest?
LEVEL 5: THE CATALYST    → What will unlock value?
LEVEL 6: THE SYNTHESIS   → What's my CONVICTION?

Data Sources (3 Tiers)

Investor OS works great with free sources. Paid sources add precision for serious research.

Project Structure

investor-os/
├── config/
│   ├── profile.md          # Your investor profile
│   ├── criteria.md         # Investment criteria
│   ├── watchlist.json      # Stocks you're tracking
│   └── portfolio.json      # Current positions
├── research/
│   └── companies/          # Company analyses
├── decisions/
│   ├── journal.json        # Decision history
│   └── reviews/            # Quarterly reviews
└── .claude/
    ├── knowledge/          # Investment frameworks
    └── guides/             # Educational content

Red Flags I Watch For

Financial

• Declining margins without clear reason
• Debt increasing faster than revenue
• Aggressive accounting
• Insider selling while promoting

Moat

• Commoditization of core product
• Technology disrupting advantage
• Regulatory changes threatening model
• Key talent leaving

Valuation

• "This time is different" narratives
• Assumes perfect execution
• Growth exceeds industry limits

FAQ

Q: Does Investor OS give financial advice?

No. It's an analysis tool that helps you research and think through investments. You make all decisions. Consider consulting a licensed financial advisor.

Q: Is this connected to the business kits?

No. Investor OS is a standalone personal finance kit. It's not part of the Idea → PMF → Marketing → Success flow.

Q: What data sources are required?

None are required. Free tier (WebSearch, SEC EDGAR) provides ~80% of insight capability. Paid sources add precision.

Q: Can I track my portfolio?

Yes. Use /portfolio to track positions and /watchlist for stocks you're researching.